@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: #1a1a1a;
  background: #f8fafc;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }
button { cursor: pointer; font-family: inherit; border: none; }
input, select, textarea { font-family: inherit; }

/* ===== HEADER ===== */
.header {
  background: #fff;
  padding: 0 2rem;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 3px rgba(0,0,0,0.08);
}
.header-inner {
  max-width: 1200px;
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.header-logo img {
  height: 40px;
  width: auto;
}
.header-nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.header-nav a {
  font-size: 0.95rem;
  font-weight: 500;
  color: #374151;
  transition: color 0.2s;
  display: flex;
  align-items: center;
  gap: 0.3rem;
}
.header-nav a:hover { color: #0066cc; }
.header-nav .dropdown-icon { font-size: 0.7rem; }
.nav-dropdown {
  position: relative;
}
.nav-dropdown-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: #fff;
  border-radius: 10px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.12);
  min-width: 200px;
  padding: 0.5rem 0;
  z-index: 200;
  margin-top: 0.5rem;
}
.nav-dropdown:hover .nav-dropdown-menu { display: block; }
.nav-dropdown-menu a {
  display: block;
  padding: 0.75rem 1.25rem;
  font-size: 0.9rem;
  color: #374151;
  transition: background 0.15s;
}
.nav-dropdown-menu a:hover { background: #f3f4f6; color: #0066cc; }
.btn-header {
  background: #0066cc;
  color: #fff;
  padding: 0.65rem 1.5rem;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  transition: background 0.2s, transform 0.1s;
}
.btn-header:hover { background: #0052a3; transform: translateY(-1px); }

/* ===== HERO ===== */
.hero {
  background: linear-gradient(135deg, #0066cc 0%, #004a99 50%, #003d80 100%);
  padding: 4rem 2rem;
  position: relative;
  overflow: hidden;
  min-height: 480px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 20% 20%, rgba(255,255,255,0.1), transparent 50%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 3rem;
  position: relative;
  z-index: 1;
}
.hero-image {
  flex: 0 0 45%;
  display: flex;
  justify-content: center;
}
.hero-image img {
  max-height: 420px;
  width: auto;
  filter: drop-shadow(0 20px 40px rgba(0,0,0,0.3));
}
.hero-content {
  flex: 1;
  color: #fff;
}
.hero-content h1 {
  font-size: 3rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 1rem;
}
.hero-content p {
  font-size: 1.05rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.85);
  margin-bottom: 2rem;
  max-width: 500px;
}
.hero-buttons {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}
.btn-primary {
  background: #22c55e;
  color: #fff;
  padding: 1rem 2rem;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  box-shadow: 0 4px 15px rgba(34,197,94,0.3);
}
.btn-primary:hover {
  background: #16a34a;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(34,197,94,0.4);
}
.btn-secondary {
  background: #fff;
  color: #1a1a1a;
  padding: 1rem 2rem;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  transition: background 0.2s, transform 0.15s;
  border: 2px solid rgba(255,255,255,0.3);
}
.btn-secondary:hover {
  background: #f0f0f0;
  transform: translateY(-2px);
}

/* Badges */
.hero-badges {
  display: flex;
  gap: 0.75rem;
  margin-bottom: 1.2rem;
  flex-wrap: wrap;
}
.badge {
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.25);
  color: #fff;
  padding: 0.4rem 1rem;
  border-radius: 20px;
  font-size: 0.8rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  backdrop-filter: blur(4px);
}
.hero-disclaimer {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

/* ===== SECTIONS ===== */
.section {
  padding: 5rem 2rem;
  max-width: 1200px;
  margin: 0 auto;
}
.section-title {
  text-align: center;
  font-size: 2rem;
  font-weight: 800;
  color: #0066cc;
  margin-bottom: 0.75rem;
  font-style: italic;
}
.section-subtitle {
  text-align: center;
  color: #6b7280;
  font-size: 1rem;
  margin-bottom: 3rem;
}

/* ===== FEATURE CARDS ===== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.feature-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  position: relative;
  box-shadow: 0 1px 3px rgba(0,0,0,0.06), 0 4px 12px rgba(0,0,0,0.04);
  transition: transform 0.2s, box-shadow 0.2s;
  border: 1px solid #f0f0f0;
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 30px rgba(0,0,0,0.08);
}
.feature-card .card-number {
  position: absolute;
  top: 1rem;
  right: 1.5rem;
  font-size: 0.85rem;
  font-weight: 700;
  color: #d1d5db;
}
.feature-card .card-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.2rem;
  font-size: 1.3rem;
}
.icon-green { background: #ecfdf5; color: #059669; }
.icon-blue { background: #eff6ff; color: #2563eb; }
.icon-purple { background: #f5f3ff; color: #7c3aed; }
.icon-orange { background: #fff7ed; color: #ea580c; }
.icon-teal { background: #f0fdfa; color: #0d9488; }
.icon-red { background: #fef2f2; color: #dc2626; }

.feature-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: #111827;
}
.feature-card p {
  font-size: 0.9rem;
  color: #6b7280;
  line-height: 1.6;
}

/* ===== FORM PAGE ===== */
.page-banner {
  background: linear-gradient(135deg, #0066cc 0%, #004a99 100%);
  padding: 2rem 2rem 3rem;
  color: #fff;
  position: relative;
}
.page-banner-inner {
  max-width: 1000px;
  margin: 0 auto;
}
.page-banner .back-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  padding: 0.5rem 1rem;
  border: 1px solid rgba(255,255,255,0.3);
  border-radius: 8px;
  margin-bottom: 1.5rem;
  transition: background 0.2s;
}
.page-banner .back-link:hover { background: rgba(255,255,255,0.1); }
.page-banner .secure-badge {
  position: absolute;
  top: 2rem;
  right: 2rem;
  border: 1px solid rgba(255,255,255,0.4);
  padding: 0.4rem 1rem;
  border-radius: 6px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.5px;
}
.page-banner h1 {
  font-size: 2rem;
  font-weight: 800;
  margin-bottom: 0.5rem;
}
.page-banner .subtitle {
  font-size: 0.95rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 0.75rem;
}
.page-banner .meta {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 0.75rem;
}
.page-banner .step-badge {
  display: inline-block;
  background: rgba(255,255,255,0.15);
  padding: 0.3rem 0.8rem;
  border-radius: 6px;
  font-size: 0.8rem;
  font-weight: 600;
}

/* ===== STEP INDICATOR ===== */
.step-indicator {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 2rem 0;
  gap: 0;
  max-width: 700px;
  margin: 0 auto;
  background: #fff;
  border-radius: 16px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  padding: 1.5rem 2rem;
}
.step-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  white-space: nowrap;
}
.step-circle {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 700;
  flex-shrink: 0;
}
.step-circle.active {
  background: #0066cc;
  color: #fff;
}
.step-circle.completed {
  background: #22c55e;
  color: #fff;
}
.step-circle.inactive {
  background: #e5e7eb;
  color: #9ca3af;
}
.step-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: #374151;
}
.step-label.active { color: #0066cc; font-weight: 700; }
.step-label.inactive { color: #9ca3af; }
.step-line {
  width: 60px;
  height: 2px;
  background: #e5e7eb;
  margin: 0 0.5rem;
  flex-shrink: 0;
}
.step-line.completed { background: #22c55e; }

/* ===== FORM ===== */
.form-container {
  max-width: 1000px;
  margin: -1.5rem auto 3rem;
  padding: 0 2rem;
}
.form-section {
  background: #fff;
  border-radius: 16px;
  padding: 2.5rem;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  margin-top: 1.5rem;
}
.form-section-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: #0066cc;
  margin-bottom: 0.5rem;
  padding-bottom: 0.75rem;
  border-bottom: 3px solid #0066cc;
}
.form-step-badge {
  float: right;
  font-size: 0.8rem;
  color: #0066cc;
  font-weight: 600;
}
.form-alert {
  background: #eff6ff;
  border-left: 4px solid #0066cc;
  padding: 1rem 1.5rem;
  border-radius: 0 8px 8px 0;
  margin: 1.5rem 0;
  font-size: 0.9rem;
  color: #374151;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}
.form-row.three-col {
  grid-template-columns: 1fr 1fr 1fr;
}
.form-row.single {
  grid-template-columns: 1fr;
}
.form-group {
  display: flex;
  flex-direction: column;
}
.form-group label {
  font-size: 0.9rem;
  font-weight: 600;
  color: #374151;
  margin-bottom: 0.5rem;
}
.form-group label .required { color: #dc2626; }
.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.85rem 1rem;
  border: 1.5px solid #e5e7eb;
  border-radius: 10px;
  font-size: 0.95rem;
  color: #1a1a1a;
  background: #fff;
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: #0066cc;
  box-shadow: 0 0 0 3px rgba(0,102,204,0.1);
}
.form-group input::placeholder { color: #9ca3af; }
.form-group select { appearance: auto; }

.checkbox-row {
  display: flex;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}
.checkbox-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.2rem;
  background: #f9fafb;
  border-radius: 10px;
  border: 1.5px solid #e5e7eb;
  cursor: pointer;
  transition: border-color 0.2s;
}
.checkbox-item:hover { border-color: #0066cc; }
.checkbox-item input[type="checkbox"] {
  width: 18px;
  height: 18px;
  accent-color: #0066cc;
}
.checkbox-item label {
  font-size: 0.9rem;
  color: #374151;
  cursor: pointer;
}

.form-actions {
  display: flex;
  justify-content: flex-end;
  gap: 1rem;
  margin-top: 2rem;
}
.btn-continue {
  background: #0066cc;
  color: #fff;
  padding: 0.85rem 2.5rem;
  border-radius: 10px;
  font-size: 1rem;
  font-weight: 700;
  transition: background 0.2s, transform 0.1s;
}
.btn-continue:hover {
  background: #0052a3;
  transform: translateY(-1px);
}
.btn-back {
  background: #f3f4f6;
  color: #374151;
  padding: 0.85rem 2rem;
  border-radius: 10px;
  font-size: 1rem;
  font-weight: 600;
  transition: background 0.2s;
}
.btn-back:hover { background: #e5e7eb; }

/* ===== REVIEW TABLE ===== */
.review-card {
  background: #fff;
  border-radius: 12px;
  border: 1px solid #e5e7eb;
  overflow: hidden;
  margin-bottom: 1.5rem;
}
.review-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.2rem 1.5rem;
  border-bottom: 1px solid #f3f4f6;
}
.review-card-header h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #111827;
}
.btn-edit {
  background: #fff;
  border: 1.5px solid #e5e7eb;
  padding: 0.4rem 1rem;
  border-radius: 8px;
  font-size: 0.85rem;
  font-weight: 600;
  color: #374151;
  transition: border-color 0.2s;
}
.btn-edit:hover { border-color: #0066cc; color: #0066cc; }
.review-table {
  width: 100%;
}
.review-table tr {
  border-bottom: 1px solid #f3f4f6;
}
.review-table tr:last-child { border-bottom: none; }
.review-table td {
  padding: 0.85rem 1.5rem;
  font-size: 0.9rem;
}
.review-table td:first-child {
  color: #0066cc;
  font-weight: 600;
  width: 40%;
}
.review-table td:last-child {
  color: #374151;
}

/* ===== TAXA CARDS ===== */
.taxa-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 2rem;
}
.taxa-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  border: 2px solid #e5e7eb;
  cursor: pointer;
  transition: border-color 0.2s, box-shadow 0.2s, transform 0.15s;
  position: relative;
}
.taxa-card:hover {
  border-color: #0066cc;
  box-shadow: 0 4px 20px rgba(0,102,204,0.1);
}
.taxa-card.selected {
  border-color: #0066cc;
  box-shadow: 0 4px 20px rgba(0,102,204,0.15);
}
.taxa-card .taxa-badge {
  position: absolute;
  top: -10px;
  right: 1.5rem;
  padding: 0.25rem 0.8rem;
  border-radius: 4px;
  font-size: 0.7rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: 0.5px;
}
.taxa-badge.adicional { background: #dc2626; }
.taxa-badge.majorado { background: #059669; }
.taxa-card h3 {
  font-size: 1rem;
  font-weight: 800;
  color: #111827;
  margin-bottom: 0.25rem;
  text-transform: uppercase;
  letter-spacing: 0.3px;
}
.taxa-card .taxa-desc {
  font-size: 0.85rem;
  color: #6b7280;
  margin-bottom: 1.5rem;
  line-height: 1.5;
}
.taxa-card .taxa-price {
  font-size: 2rem;
  font-weight: 800;
  color: #059669;
}
.taxa-card .taxa-selected {
  display: none;
  align-items: center;
  gap: 0.3rem;
  color: #0066cc;
  font-size: 0.85rem;
  font-weight: 600;
  margin-top: 0.75rem;
}
.taxa-card.selected .taxa-selected { display: flex; }

.taxa-info {
  max-width: 1000px;
  margin: 2rem auto;
  padding: 0 2rem;
}
.taxa-info-box {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
}
.taxa-info-box h3 {
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1rem;
}
.taxa-info-box ul {
  padding-left: 0;
}
.taxa-info-box li {
  font-size: 0.9rem;
  color: #374151;
  padding: 0.4rem 0;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.taxa-info-box li::before {
  content: '•';
  color: #0066cc;
  font-weight: bold;
}

.taxa-action {
  max-width: 1000px;
  margin: 2rem auto;
  padding: 0 2rem;
  display: flex;
  justify-content: flex-end;
}
.btn-payment {
  background: #60a5fa;
  color: #fff;
  padding: 1rem 2.5rem;
  border-radius: 12px;
  font-size: 1rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  transition: background 0.2s, transform 0.15s;
}
.btn-payment:hover {
  background: #3b82f6;
  transform: translateY(-2px);
}

/* ===== PAYMENT PAGE ===== */
.payment-status {
  max-width: 1000px;
  margin: 2rem auto;
  padding: 0 2rem;
}
.payment-status-bar {
  background: #0066cc;
  color: #fff;
  padding: 1.2rem 2rem;
  border-radius: 14px;
  display: flex;
  align-items: center;
  gap: 1rem;
}
.payment-status-bar .status-icon {
  width: 40px;
  height: 40px;
  background: rgba(255,255,255,0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}
.payment-status-bar h3 {
  font-size: 1.1rem;
  font-weight: 700;
}
.payment-status-bar p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.8);
}

.payment-grid {
  max-width: 1000px;
  margin: 1.5rem auto;
  padding: 0 2rem;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 1.5rem;
}
.payment-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  border: 1px solid #e5e7eb;
}
.payment-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: #111827;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid #f3f4f6;
  margin-bottom: 1.5rem;
}
.payment-steps {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-bottom: 2rem;
}
.payment-step {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.payment-step .num {
  width: 28px;
  height: 28px;
  background: #22c55e;
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
}
.qr-container {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  padding: 1.5rem;
  display: flex;
  justify-content: center;
}
.pix-code-box {
  background: #f0f9ff;
  border: 1.5px solid #bae6fd;
  border-radius: 12px;
  padding: 1.2rem;
  margin-top: 1.5rem;
}
.pix-code-box .label {
  font-size: 0.8rem;
  font-weight: 700;
  color: #0066cc;
  letter-spacing: 0.5px;
  margin-bottom: 0.5rem;
}
.pix-code-box .code {
  font-size: 0.75rem;
  color: #374151;
  word-break: break-all;
  font-family: monospace;
  background: #fff;
  padding: 0.75rem;
  border-radius: 8px;
  border: 1px solid #e5e7eb;
}
.btn-copy {
  background: #0066cc;
  color: #fff;
  padding: 0.7rem 1.5rem;
  border-radius: 8px;
  font-size: 0.85rem;
  font-weight: 600;
  width: 100%;
  margin-top: 0.75rem;
  transition: background 0.2s;
}
.btn-copy:hover { background: #0052a3; }

.payment-detail-card {
  border-left: 3px solid #0066cc;
}
.payment-detail-card .detail-row {
  display: flex;
  justify-content: space-between;
  padding: 0.6rem 0;
  font-size: 0.9rem;
}
.payment-detail-card .detail-row .label { color: #6b7280; }
.payment-detail-card .detail-row .value { font-weight: 600; color: #111827; }
.payment-detail-card .detail-row.total {
  background: #eff6ff;
  margin: 0 -2rem;
  padding: 0.75rem 2rem;
  border-radius: 8px;
}

/* ===== FOOTER ===== */
.footer {
  background: #0f172a;
  color: rgba(255,255,255,0.7);
  padding: 3rem 2rem;
  text-align: center;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.footer p {
  font-size: 0.85rem;
  line-height: 1.8;
}
.footer .company-name {
  color: #fff;
  font-weight: 600;
}
.footer .disclaimer {
  margin-top: 1rem;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
}

/* ===== CONTENT PAGES ===== */
.content-page {
  max-width: 900px;
  margin: 0 auto;
  padding: 3rem 2rem;
  min-height: 60vh;
}
.content-page h1 {
  font-size: 2rem;
  font-weight: 800;
  color: #1a1a1a;
  margin-bottom: 2rem;
}
.content-page h2 {
  font-size: 1.3rem;
  font-weight: 700;
  color: #1a1a1a;
  margin-top: 2.5rem;
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 3px solid #0066cc;
}
.content-page p {
  color: #555;
  line-height: 1.8;
  margin-bottom: 1rem;
}
.content-page ul { margin-left: 2rem; margin-bottom: 1.5rem; }
.content-page li {
  color: #555;
  margin-bottom: 0.75rem;
  line-height: 1.8;
  list-style: disc;
}
.highlight-box {
  background: #fafafa;
  border-left: 4px solid #0066cc;
  padding: 1.5rem;
  margin: 1.5rem 0;
  border-radius: 0 8px 8px 0;
}
.highlight-box p { margin-bottom: 0; }
.highlight-box strong { color: #1a1a1a; }

/* ===== WARNING BANNER ===== */
.warning-banner {
  background: #fef9c3;
  border-top: 3px solid #eab308;
  padding: 1rem 2rem;
  text-align: center;
  font-size: 0.85rem;
  color: #713f12;
  line-height: 1.6;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0.75rem;
}
.warning-banner .warn-icon {
  background: #fde68a;
  border-radius: 50%;
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 0.1rem;
}
.warning-banner strong { color: #92400e; }

/* ===== JOURNEY SECTION ===== */
.journey-section {
  padding: 4rem 2rem;
  background: #f8f9fa;
}
.journey-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.journey-section h2 {
  text-align: center;
  font-size: 2.2rem;
  font-weight: 800;
  color: #111827;
  margin-bottom: 0.5rem;
}
.journey-section .journey-sub {
  text-align: center;
  color: #6b7280;
  font-size: 1rem;
  margin-bottom: 3rem;
}
.journey-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.journey-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  border: 1px solid #e5e7eb;
  transition: transform 0.2s, box-shadow 0.2s;
}
.journey-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 30px rgba(0,0,0,0.08);
}
.journey-card .j-number {
  font-size: 2rem;
  font-weight: 800;
  color: #0066cc;
  margin-bottom: 1rem;
}
.journey-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: #111827;
  margin-bottom: 0.75rem;
}
.journey-card p {
  font-size: 0.9rem;
  color: #6b7280;
  line-height: 1.7;
}

/* ===== INFO SECTION (2-col grid) ===== */
.info-section {
  padding: 5rem 2rem;
  background: #fff;
}
.info-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.info-section .section-title {
  color: #0066cc;
}
.info-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}
.info-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  border: 1px solid #f0f0f0;
  box-shadow: 0 1px 3px rgba(0,0,0,0.04);
  position: relative;
  transition: transform 0.2s, box-shadow 0.2s;
}
.info-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.06);
}
.info-card .info-number {
  position: absolute;
  top: 1rem;
  right: 1.5rem;
  font-size: 1.5rem;
  font-weight: 800;
  color: #e5e7eb;
}
.info-card .info-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  font-size: 1.3rem;
}
.info-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #111827;
  margin-bottom: 0.5rem;
}
.info-card p {
  font-size: 0.88rem;
  color: #6b7280;
  line-height: 1.7;
}

/* ===== TESTIMONIALS ===== */
.testimonials-section {
  padding: 5rem 2rem;
  background: #f8fafc;
}
.testimonials-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.testimonials-grid-top {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}
.testimonials-grid-bottom {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  max-width: 800px;
  margin: 0 auto;
}
.testimonial-card {
  background: #fff;
  border-radius: 16px;
  padding: 2rem;
  border: 1px solid #f0f0f0;
  box-shadow: 0 2px 8px rgba(0,0,0,0.04);
  display: flex;
  flex-direction: column;
  transition: transform 0.2s;
}
.testimonial-card:hover { transform: translateY(-3px); }
.testimonial-card .quote-icon {
  font-size: 2rem;
  color: #0066cc;
  opacity: 0.2;
  font-weight: 900;
  line-height: 1;
  margin-bottom: 1rem;
  font-family: Georgia, serif;
}
.testimonial-card .quote-text {
  font-size: 0.92rem;
  color: #374151;
  line-height: 1.7;
  flex: 1;
  margin-bottom: 1rem;
}
.testimonial-card .stars {
  color: #f59e0b;
  font-size: 0.9rem;
  letter-spacing: 2px;
  margin-bottom: 1rem;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.author-avatar {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
}
.avatar-green { background: #059669; }
.avatar-blue { background: #2563eb; }
.avatar-orange { background: #ea580c; }
.avatar-pink { background: #ec4899; }
.avatar-purple { background: #7c3aed; }
.author-info .author-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: #111827;
}
.author-info .author-type {
  font-size: 0.8rem;
  color: #6b7280;
}

/* ===== FAQ ===== */
.faq-section {
  padding: 5rem 2rem;
  background: #fff;
}
.faq-inner {
  max-width: 800px;
  margin: 0 auto;
}
.faq-category {
  margin-bottom: 2rem;
}
.faq-category-title {
  font-size: 1rem;
  font-weight: 700;
  color: #111827;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.faq-item {
  background: #f9fafb;
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  margin-bottom: 0.5rem;
  overflow: hidden;
}
.faq-question {
  padding: 1rem 1.25rem;
  font-size: 0.9rem;
  font-weight: 500;
  color: #374151;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  transition: background 0.2s;
  gap: 0.5rem;
}
.faq-question:hover { background: #f3f4f6; }
.faq-question .q-icon {
  color: #0066cc;
  margin-right: 0.5rem;
  flex-shrink: 0;
}
.faq-question .arrow {
  transition: transform 0.3s;
  color: #9ca3af;
  flex-shrink: 0;
}
.faq-item.open .faq-question .arrow { transform: rotate(180deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}
.faq-item.open .faq-answer {
  max-height: 200px;
  padding: 0 1.25rem 1rem;
}
.faq-answer p {
  font-size: 0.88rem;
  color: #6b7280;
  line-height: 1.7;
}

/* ===== CTA SECTION ===== */
.cta-section {
  background: linear-gradient(135deg, #0a1628 0%, #0f2a5e 50%, #0a1628 100%);
  padding: 5rem 2rem;
  text-align: center;
}
.cta-section h2 {
  font-size: 2.5rem;
  font-weight: 800;
  color: #fff;
  margin-bottom: 1rem;
}
.cta-section p {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  margin-bottom: 2.5rem;
}
.cta-section .btn-cta {
  background: #22c55e;
  color: #fff;
  padding: 1.1rem 3rem;
  border-radius: 14px;
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
  box-shadow: 0 6px 25px rgba(34,197,94,0.3);
}
.cta-section .btn-cta:hover {
  background: #16a34a;
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(34,197,94,0.4);
}
.cta-section .cta-note {
  margin-top: 1.5rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.5);
}

/* ===== FULL FOOTER ===== */
.footer {
  background: #0a1628;
  color: rgba(255,255,255,0.7);
  padding: 0;
  text-align: left;
}
.footer-main {
  max-width: 1200px;
  margin: 0 auto;
  padding: 3.5rem 2rem;
  display: grid;
  grid-template-columns: 1.2fr 1fr 1.2fr 1fr;
  gap: 2.5rem;
}
.footer-col h4 {
  color: #fff;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.footer-col p, .footer-col a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
  display: block;
}
.footer-col a:hover { color: #fff; }
.footer-social {
  display: flex;
  gap: 0.75rem;
  margin-top: 1rem;
}
.footer-social a {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  transition: border-color 0.2s, background 0.2s;
}
.footer-social a:hover {
  border-color: #0066cc;
  background: rgba(0,102,204,0.1);
}

/* Footer badges */
.footer-badges {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 2rem 0;
}
.footer-badges-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  justify-content: center;
  gap: 2rem;
}
.footer-badge-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  padding: 1rem 2rem;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 12px;
}
.footer-badge-item .fb-icon {
  font-size: 1.5rem;
  color: rgba(255,255,255,0.5);
}
.footer-badge-item span {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  font-weight: 600;
}

/* Footer legal */
.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 2rem 0;
  text-align: center;
}
.footer-legal-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
}
.footer-legal .footer-logo-bottom {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}
.footer-legal .footer-logo-bottom img {
  height: 30px;
}
.footer-legal .footer-logo-bottom span {
  font-size: 1.1rem;
  font-weight: 700;
  color: #fff;
}
.footer-legal-links {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  margin-bottom: 1rem;
}
.footer-legal-links a {
  font-size: 0.8rem;
  color: #60a5fa;
  text-decoration: underline;
}
.footer-legal-links a:hover { color: #93bbfc; }
.footer-legal p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.45);
  line-height: 1.8;
}
.footer-legal .important-note {
  margin-top: 1.5rem;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.35);
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}
.footer-copyright {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 1.25rem 2rem;
  text-align: center;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .hero-inner { flex-direction: column; text-align: center; }
  .hero-image { order: -1; }
  .hero-image img { max-height: 280px; }
  .hero-content h1 { font-size: 2.2rem; }
  .hero-content p { max-width: 100%; }
  .hero-buttons { justify-content: center; }
  .hero-badges { justify-content: center; }
  .hero-disclaimer { justify-content: center; }
  .features-grid { grid-template-columns: 1fr; }
  .info-grid { grid-template-columns: 1fr; }
  .journey-grid { grid-template-columns: 1fr; }
  .testimonials-grid-top { grid-template-columns: 1fr; }
  .testimonials-grid-bottom { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .form-row.three-col { grid-template-columns: 1fr; }
  .taxa-grid { grid-template-columns: 1fr; }
  .payment-grid { grid-template-columns: 1fr; }
  .header-nav { display: none; }
  .step-indicator { flex-wrap: wrap; gap: 0.5rem; }
  .step-line { width: 30px; }
  .page-banner .secure-badge { position: static; margin-top: 1rem; display: inline-block; }
  .footer-main { grid-template-columns: 1fr 1fr; gap: 2rem; }
  .footer-badges-inner { flex-wrap: wrap; }
  .cta-section h2 { font-size: 1.8rem; }
}
@media (max-width: 480px) {
  .footer-main { grid-template-columns: 1fr; }
  .checkbox-row { flex-direction: column; }
}